Short-term Business Loans in the UK


Get matched with business loans and start scaling.


How we find you the best Short-term Business Loans in the UK

If you’ve got a great start-up idea and feel you’re ready to implement it or you need some cash flow to boost your existing business performance, Ratewise can help you find short-term business loans. In any business, there are going to be some upfront costs and capital needed to generate revenue. That’s where business loans come in. You can get your operations going and pay the loan back over time with interest as your business works.

Applying for short-term business loans through Ratewise is simpler than you think. Our application takes only minutes of your time and can be completed all online. Best of all, it’s completely free to submit your application with us. After you submit the application, you’ll be automatically matched with a certified lender from our wide range of partners across the market.

Every business comes upon a time when it needs capital to fuel future growth. Whether you are a manufacturer or offer services, at some point you’ll need to acquire assets, hire personnel, etc. and this will all cost you capital upfront. That’s where Ratewise comes in. We seek to get you short-term business loans.

Business loans in the UK are just minutes away with Ratewise. Apply for free today and get matched instantly with a certified lender who can provide you a great deal and get your business growing.

The Wiser Choice

Fee Free

Fee Free

We are committed to helping you get the business loans you need at no cost to you.

Quick & Simple

Quick & Simple

Find cover from anywhere, at any time. Our application takes less than 3 minutes to complete.

All Online

All Online

Get the best cover options from the comfort of home. Skip the hassle of waiting in line.

Stress Free

Stress Free

No deadlines, contracts, or obligations. Simply apply online and we’ll do the rest.

We’re here to help.

Here are some frequently asked questions about business loans. Have a different question? Contact us today.

What affects short-term business loan rates in the UK?

Business loan rates are based on the type of business you operate, your business’ capacity for growth and the collateral needed to scale your business. Your lender will use these factors to assess your business’ ability to repay the loan easily.

What can you do to save on short-term business loans in the UK?

You are already taking the first steps to saving on short-term business loans. When you apply with Ratewise, we automatically match you with the best deal for your situation.

How much can you borrow with a short-term business loan?

Business loans are usually available in amounts between £500-£500,000. The amount you can borrow will depend on your business, yourself and whether the proposed repayments would be affordable.

Larger loans may be available but will be considered based on the history of your business and often an additional security or collateral is needed.

What should I look for in a good short-term business loan deal?

Before agreeing to a business loan you need to consider your business’ ability to pay off the loan. Consider the loan amount and repayment term (how long you get to repay your loan) and see if it is realistic for how your business has been growing. You’ll also want to consider the interest rates, fees, and collateral requirements set out by the lender.

Is a short-term business loan the best option for my business?

The most suitable financing option for your business will depend on a number of factors. In our free online application we’ll ask some questions about your business’ circumstances find the best option with from our certified lenders.

The key factors in deciding which product is the most suitable for your business will include your type of business, how quickly you need the funding available to you, the asset base of the business, and why you need the funds.

Wiser Business Loan Matching

The best loan matcher in the UK