A Wiser Car Loan Calculator

How much do you want to borrow?

Car financing of could cost

Per month

This amount is an estimate based on what a typical bank may offer. All lending is subject to application and approval by the lender. The actual amount you can borrow will depend on your situation and lender criteria. RateWise is an introducer, not a lender.

This is a representative example based on borrowing at % of interest over rate years.

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Car Loan Calculator FAQs

What kind of information do I need to provide?

We only ask for the information that we need to connect you with a certified lender. By knowing your current situation and a bit about you we are able to find a great lending partner who has a high chance of approving your loan.

How much can I get pre-approved for?

The amount that you can get pre-approved for by one of our certified lenders depends on several factors. Once you apply, a lender will get in contact with you to match you with a vehicle that fits your needs and your budget.

How long does it take to get a loan?

Our free, online application takes approximately two minutes. Next, you will hear from one of our certified lenders over the phone.

What are the Terms and Conditions?

We value transparency and an open relationship with our customers. Our terms and conditions can be read here. The terms of each application’s approval depending on the lender they are matched with. To learn more about how information from applications will be used, please review our privacy policy here.

Say No to Fees

We won't charge you for our service, ever.
RateWise is lender-funded so we pass the savings on to you.


No Sales, No Obligations, No Hidden Fees.