Car Loans In Merseyside


Get matched with car loans and start driving.


How we find you the best Car Loans in Merseyside

Getting started with car loans in Merseyside is easy. Apply online and we’ll match you with a certified lender. It’s a stress-free way to make sure you are getting the best deal. We’ll just ask a few questions so our lenders can get a sense of your situation on our secure application. After that, a lender will work with you to get the best rate possible.

At Ratewise we’ve simplified the confusing world of car finance. Car loans in Merseyside are now easier than ever to get with our free matching service with so many company offerings. We introduce you to the selection where you have the best chances of being approved and where you’ll get the lowest rate, so you can enjoy an affordable car finance deal. Apply for free to get started.

We only gather the information needed to get a sense of what car loans in Merseyside will be best suited to you. The application is free and all online. We make it easy to find the lender that provides your desired car financing at the best price, loan terms, and interest rate available.

This is the best way to get car loans in Merseyside. Your application only takes a minute and best of all it’s free. Give Ratewise a try today and experience a simpler way to finance.

The Wiser Choice

Fee Free

Fee Free

We are committed to helping you get the loans you need at no cost to you

Quick & Simple

Quick & Simple

Find car loans anytime, from anywhere. Our application takes less than 3 minutes to complete.

All Online

All Online

Get the best car loans from the comfort of home. Skip the hassle of waiting in line.

Stress Free

Stress Free

No deadlines, contracts, or obligations. Simply apply online and we’ll do the rest.

We’re here to help.

Here are some frequently asked questions about car loans. Have a different question? Contact us today.

What affects car loan rates in Merseyside?

Car loan rates are determined by several factors, such as your credit score, yearly income, current debts, the loan amount and loan term you wish to borrow for.

Generally speaking, the higher your credit score is, the lower your car loan interest rate can be. Lenders also look at your debt to income ratio to make sure that your payments are reasonable based on your monthly income.

What can you do to save on car loans in Merseyside?

You are already taking the first steps to saving on car loans. When you apply with Ratewise, we automatically match you with the best deal for your situation.

What types of car financing are there in Merseyside?

Personal loan – Also known as a car loan, it is a very common way to finance a new car. A lender approves you for a loan and when you buy the car, you’ll get ownership and pay back your loan afterward.

Personal contract purchase (PCP) – With this option, you make a deposit (usually 10%) and you make fixed monthly payments, like a mortgage. The car will belong to the lender during the contract. Due to the down payment, your monthly payments tend to be lower than with a car loan. When the loan period ends you can pay the remaining value of the car to keep it or return or exchange the car.

Hire purchase (HP) – This option requires a deposit and fixed monthly payments. The car is owned by the lender and you’ll own the car after you’ve made the final payment.

Car leasing – This option involves renting the car for a period of time while making monthly payments. You won’t have the option to buy the car at the end of the contract. But some people like this option because they can get a new car every few years.

What should I look for in a good car loan deal in Merseyside?

Ratewise will help you find the best car loan deal for your situation. Apply for free online and you’ll be matched with a certified lender who can offer the best car loan deal for you.

Can I still get a car loan even if I have poor credit in Merseyside?

You can still get a car loan if you have poor credit. If you have poor credit, you should apply with Ratewise for a car loan and we will match you with a certified lender that will provide you a car finance deal for your circumstances.

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