Caravan Loans in the UK

Get matched with caravan loans and start driving.

How we find you the best Caravan Loans in the UK

Find caravan loans in the UK that meet your financing needs. Ratewise offers a short online application to match you with a certified lender. It’s a stress-free alternative to waiting in line at the bank. Our easy and free application is all you need to get started. Then we’ll find the most affordable caravan financing option for you.

No need to stress about the confusing world of caravan finance deals. There is a wide range of lenders out there offering deals for different situations. To make sure you get the best one for you, Ratewise acts as your personal introducer. We know that getting caravan loans in the UK is a big deal, so we search the market for suitable rates and deals for you. Enjoy the best possible deal with our certified partners.

We only collect the information needed to get you the best caravan loans in the UK on our free online application. We’ll take it from there! Sit back and relax while we find the best caravan financing deal for you from a range of certified lenders. Getting you the best deal available is important to us.

Find caravan loans in the UK with Ratewise. Get matched with a deal that offers affordable monthly payments by financing your new caravan through Ratewise. The entire application process is completed online.

The Wiser Choice

Fee Free

Fee Free

We are committed to helping you get the best caravan loans at no cost to you.

Quick & Simple

Quick & Simple

Find caravan loans anytime, from anywhere. Our application takes less than 3 minutes to complete.

All Online

All Online

Get the best caravan loans from the comfort of home. Skip the hassle of waiting in line.

Stress Free

Stress Free

No deadlines, contracts, or obligations. Simply apply online and we’ll do the rest.

We’re here to help.

Here are some frequently asked questions about caravan loans. Have a different question? Contact us today.

What affects caravan loan rates in the UK?

Caravan loan rates are determined by several factors, such as your credit score, yearly income, current debts, the loan amount and loan term you wish to borrow for.

Generally speaking, the higher your credit score is, the lower your caravan loan interest rate can be. Lenders also look at your debt to income ratio to make sure that your payments are reasonable based on your monthly income.

What can you do to save on caravan loans in the UK?

You are already taking the first steps to saving on caravan loans. When you apply with Ratewise, we automatically match you with the best deal for your situation.

What types of caravan financing are there?

Personal loan – Also known as a caravan loan, it is a very common way to finance a new car. A lender approves you for a loan and when you buy the car, you’ll get ownership and pay back your loan afterward.

Personal contract purchase (PCP) – With this option, you make a deposit (usually 10%) and you make fixed monthly payments, like a mortgage. The caravan will belong to the lender during the contract. Due to the down payment, your monthly payments tend to be lower than with a caravan loan. When the loan period ends you can pay the remaining value of the caravan to keep it or return or exchange the car.

Hire purchase (HP) – This option requires a deposit and fixed monthly payments. The caravan is owned by the lender and you’ll own the caravan after you’ve made the final payment.

Caravan leasing – This option involves renting the caravan for a period of time while making monthly payments. You won’t have the option to buy the caravan at the end of the contract. But some people like this option because they can get a new caravan every few years.

What should I look for in a good caravan loan deal?

Ratewise will help you find the best caravan loan deal for your situation. Apply for free online and you’ll be matched with a certified lender who can offer the best caravan loan deal for you.

Can I still get a caravan loan even if I have poor credit?

You can still get a caravan loan if you have poor credit. If you have poor credit, you should apply with Ratewise for a caravan loan and we will match you with a certified lender that will provide you a caravan finance deal for your circumstances.

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