Hire Purchase Caravan Loans in the UK


Get matched with caravan loans and start driving.


How we find you the best Hire Purchase deals in the UK

Our goal is to get you the best hire purchase caravan loan in the UK. To get started, apply with us to get automatically matched with a certified lender. It’s a quick and simple way to take the stress out of caravan financing. You can feel secure knowing that our certified lenders will work to get you the best rate possible.

To make caravan financing easy, Ratewise offers a free matching service with a certified lender chosen specifically for you from a wide range of companies. Finding a hire purchase in the UK is important and you want to get it right the first time around, so trust Ratewise to find you a partner with a great rate and chance of getting you approved. This is a one-stop shop for your caravan financing needs and an even simpler experience.

We only gather the information needed to get a sense of what hire purchase in the UK will be best suited to you. The application is free and all online. We make it easy to find the lender that provides your desired caravan financing at the best price, loan terms, and interest rate available.

At Ratewise we believe the right hire purchase in the UK should be easy to find. That’s why we offer a free service to match you with a lender that fits your situation. Apply for free today.

The Wiser Choice

Fee Free

Fee Free

We are committed to helping you get the best caravan loans at no cost to you.

Quick & Simple

Quick & Simple

Find caravan loans anytime, from anywhere. Our application takes less than 3 minutes to complete.

All Online

All Online

Get the best caravan loans from the comfort of home. Skip the hassle of waiting in line.

Stress Free

Stress Free

No deadlines, contracts, or obligations. Simply apply online and we’ll do the rest.

We’re here to help.

Here are some frequently asked questions about caravan loans. Have a different question? Contact us today.

What affects hire purchase rates in the UK?

Hire purchase rates are determined by several factors, such as your credit score, yearly income, current debts, the loan amount and loan term you wish to borrow for.

Generally speaking, the higher your credit score is, the lower your hire purchase interest rate can be. Lenders also look at your debt to income ratio to make sure that your payments are reasonable based on your monthly income.

What can you do to save on hire purchase in the UK?

You are already taking the first steps to saving on hire purchase financing. When you apply with Ratewise, we automatically match you with the best deal for your situation.

What types of caravan financing are there?

Personal loan – Also known as a caravan loan, it is a very common way to finance a new car. A lender approves you for a loan and when you buy the car, you’ll get ownership and pay back your loan afterward.

Personal contract purchase (PCP) – With this option, you make a deposit (usually 10%) and you make fixed monthly payments, like a mortgage. The caravan will belong to the lender during the contract. Due to the down payment, your monthly payments tend to be lower than with a caravan loan. When the loan period ends you can pay the remaining value of the caravan to keep it or return or exchange the car.

Hire purchase (HP) – This option requires a deposit and fixed monthly payments. The caravan is owned by the lender and you’ll own the caravan after you’ve made the final payment.

Caravan leasing – This option involves renting the caravan for a period of time while making monthly payments. You won’t have the option to buy the caravan at the end of the contract. But some people like this option because they can get a new caravan every few years.

What should I look for in a good hire purchase deal?

Ratewise will help you find the best hire purchase deal for your situation. Apply for free online and you’ll be matched with a certified lender who can offer the best hire purchase deal for you.

Can I still get a hire purchase deal even if I have poor credit?

You can still get a hire purchase deal if you have poor credit. If you have poor credit, you should apply with Ratewise for a hire purchase deal and we will match you with a certified lender that will provide you a hire purchase deal for your circumstances.

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