A Wiser Personal Loan Calculator

How much do you want to borrow?

Personal financing of could cost

Per month

This amount is an estimate based on what a typical bank may offer. All lending is subject to application and approval by the lender. The actual amount you can borrow will depend on your situation and lender criteria. RateWise is an introducer, not a lender.

This is a representative example based on borrowing at % of interest over rate years.


Personal Loan Calculator FAQs

How does a personal loan work?

RateWise provides personal loans introducing service to residents of the UK. Our free, online application is quick, easy to fill out and every step of the process can be completed online or over the phone. Once you get approved you can receive the funds as early as the next day and you can use the funds for anything you want. We’ve helped thousands of people in all types of credit situations across the UK.

How does my loan get funded?

While procedures may vary from lender to lender, deposits will be made directly into your bank account via EFT (Electronic Funds Transfer).

How long does it take to get a loan?

Your application can be completed online and in one phone call with one of our certified lenders. Once your application is approved by the lender, you can sign the documents and receive the funds right away. Almost all deposits are received within 1-2 business days.

When will I know if I’m approved?

It doesn’t take long for your loan to get approved, once you apply please have your phone handy as one of our certified lenders will contact you to get you funded.

Say No to Fees

We won't charge you for our service, ever.
RateWise is lender-funded so we pass the savings on to you.

No Sales, No Obligations, No Hidden Fees.