Personal Loans
Made Simple

Get matched with personal loans and start shopping.

UK Based

We’ve got you covered when it comes to personal financing in the UK. Whether you are looking to make a purchase or take a trip, we can find the right personal loans for you.

Saving the Day

At Ratewise we match you with a certified lender to provide you with optimal personal loans that could save you money.

Trusted Experts

Our certified lenders take the time to get to know you and understand your financing needs. They will get you the best personal loans for your situation.

The Wiser Choice

Fee Free

Fee Free

We are committed to helping you get the best personal loans at no cost to you.

Quick & Simple

Quick & Simple

Find personal loans anytime, from anywhere. Our application takes less than 3 minutes to complete.

All Online

All Online

Get the best personal loans from the comfort of home. Skip the hassle of waiting in line.

Stress Free

Stress Free

No deadlines, contracts, or obligations. Simply apply online and we’ll do the rest.

We’re here to help.

Here are some frequently asked questions about personal loans. Have a different question? Contact us today.

What affects personal loan rates in the UK?

When you apply for a loan the lender you are matched with assesses to decide your loan interest rate. The lender will look at your credit history, the debt that you already have, the monthly income you have available to repay the personal loan, and the loan amount and term you’ve requested.

What can you do to save on personal loans in the UK?

You are already taking the first steps to saving on personal loans. When you apply with Ratewise, we automatically match you with the best deal for your situation.

What can personal loans be used for?

Personal loans can be used for almost anything, such as a car purchase, wedding, or consolidation of other debts you may have.

What should I look for in a good personal loan deal?

Before agreeing to a personal loan deal, make sure that the repayment is affordable for you. Take into account the monthly payment amount and the length of time you’ll be paying back the loan. Make sure you can fit this extra expense into your budget comfortably. 

Wiser Personal Loan Matching

The best loan matcher in the UK