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Here are some frequently asked questions about secure loans. Have a different question? Contact us today.
What affects secure loan rates in the UK?
Secured loans are dependent on the value of the asset you use as collateral for the loan, the loan amount and your own credit history. Secured loans usually have very low interest rates, so that’s great news for you!
What can you do to save on secure loans in the UK?
You are already taking the first steps to saving on secured loans. When you apply with Ratewise, we automatically match you with the best deal for your situation.
How do secured loans work?
These loans involve a customer borrowing money from a lender, just like personal loans. Secured loans work when an asset, such as property or a car, acts as security for the loan. If the loan is not repaid, you could lose that asset to the lender.
What should I look for in a good secured loan deal?
You should make sure that you are confident you can easily repay your secured loan before agreeing to any deal.
This is especially important for secured loans because you have set aside an asset as collateral in the event you cannot repay the loan.